Money Saving Tip No 71 : Overdraft Protection

Almost everyone has at one point or another had an insufficient check.  Most banks charge $20 per returned check, which if not careful with your account, can quickly add up to a lot of money.  If you have a savings account, consider adding overdraft protection onto your checking account so if you ever go into a negative balance, the money would automatically be covered by your savings.

Most banks offer this service free.

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